by Josh | Nov 21, 2023
Since 2021, Canada, including regions like Fort McMurray, has faced the significant challenge of inflation. This economic concern, crucial for both policymakers and residents, has seen recent shifts. We’ll examine the current state of inflation in Canada, its...
by Josh | Nov 14, 2023
Choosing a place to call home is a significant decision that impacts various aspects of your life. Calgary, a vibrant and diverse city nestled in the heart of Alberta, offers an array of compelling reasons to consider it your home. From its stunning natural beauty to...
by Josh | Oct 17, 2023
Benjamin Tal, CIBC’s Deputy Chief Economist, recently delivered his analysis regarding the Bank of Canada’s monetary policy. He suggested that the Bank’s period of increasing interest rates is likely nearing its conclusion. The key issue now centers...
by Josh | Aug 7, 2019
What does it take to be a homeowner? A down payment, certainly. A good job, yes. Strong financial planning, absolutely. And how about credit? How can you know if you’ve got good credit? And if you don’t, how can you make it stronger? Here are the 5...
by Josh | Jul 12, 2019
The common consensus in May was that the Bank of Canada wouldn’t be increasing the overnight rate again for another 12 to 18 months. With this week’s announcement from the central bank this forecast is even more certain. In fact, more and more economists...
by Josh | Jun 26, 2019
If you’re thinking about buying your first home you may already be familiar with what it takes to be a homeowner. Paying the bills, cooking, cleaning, and doing the shopping. You might have a lot of practice at these kind of responsibilities but unless you...
by Josh | Jun 21, 2019
Most people have a love/hate relationship with credit cards. But they are often a necessary for many Canadians when they want to start building their credit. Attractive options like credit cards with cash back or travel rewards can be excellent tools if you know how...
by Josh | Jun 13, 2019
If you’ve been paying attention to the housing market then the phrase “stress test” will mean something to you. Maybe even something bad. The test, which was brought in by OSFI at the start of 2018, is most known for the impact it has on one’s...
by Josh | Jun 5, 2019
By the end of winter most Canadians are chilled to the bone. Once warmer weather starts to warm us up you’re likely to see Albertans soaking up the sun as much as possible. Whether they’re working on freshening up their pasty complexions, washing away the...
by Josh | May 29, 2019
In their statement released today the Bank of Canada announced that they will not change the overnight rate. Currently sitting at 1.75% the overnight rate has remained unchanged since October of last year. The Bank had formerly been steadily increasing the overnight...