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Calgary communities

Buying in Northwest Calgary

From established Varsity and Brentwood to new Sage Hill and Evanston — the widest range in the city.

Housing stock

Everything: 1960s–70s bungalows near the university, 1990s–2000s suburbs, and brand-new construction on the northern edge.

Tends to suit
  • Families
  • First-time buyers
  • University proximity
  • New builds

The northwest runs from the mature inner neighbourhoods around the University of Calgary — Varsity, Brentwood, Charleswood, Dalhousie — all the way north to Sage Hill, Nolan Hill, Evanston, Livingston and Carrington, which are still being built.

That range makes it the most flexible quadrant in the city. You can buy a 1965 bungalow on a huge lot near the university, a 1990s two-storey in Tuscany or Citadel with mountain views, or a brand-new home on the northern edge, all within the same quadrant.

Established northwest bungalows near the university are also some of the strongest secondary-suite candidates in Calgary, given the student rental demand.

Financing a home in Northwest Calgary

Two distinct financing paths here. On the established side, older bungalows raise the same suite-legality and insurance questions as the inner city — and near the university, suite income can be a big part of the affordability case, so the lender must be chosen around it. On the new-build northern edge, the issue is timing: builder purchases carry long closings, and a standard 120-day rate hold does not cover a ten-month build. Plan the rate-hold strategy at the contract stage.

Ask me about Northwest Calgary

Questions about Northwest Calgary

What kind of homes are in Northwest Calgary?

Everything: 1960s–70s bungalows near the university, 1990s–2000s suburbs, and brand-new construction on the northern edge.

Who does Northwest Calgary suit?

Northwest Calgary tends to suit families, first-time buyers, university proximity, new builds. From established Varsity and Brentwood to new Sage Hill and Evanston — the widest range in the city.

Is there anything unusual about getting a mortgage in Northwest Calgary?

Two distinct financing paths here. On the established side, older bungalows raise the same suite-legality and insurance questions as the inner city — and near the university, suite income can be a big part of the affordability case, so the lender must be chosen around it. On the new-build northern edge, the issue is timing: builder purchases carry long closings, and a standard 120-day rate hold does not cover a ten-month build. Plan the rate-hold strategy at the contract stage.

Other Calgary communities

The full guide to living in Calgary

Calgary clients

Real reviews from people who financed homes here. A lot of them have now renewed with me two and three times.

As I had previously only gone through my bank for my mortgage, I was hesitant at first to go through a mortgage broker. However, after contacting Josh, who explained all of my options in detail, I felt very comfortable with my choice. He was able to answer all of my questions and was very quick to respond to any of my inquiries. We received a great rate and were extremely happy with Josh's services.

Sumana D. · Calgary
Switched from a bank

I have worked with Josh for 10 years now and he has made our mortgage process very comfortable, which can sometimes be overwhelming. His professionalism, promptness in getting back to us whether by phone or e-mail, and overall industry knowledge provides comfort that we are in good hands. He is very open and honest, is not pushy, and offers the best solution that fits our needs. People say you need a good lawyer — I say you need a good mortgage broker, and Josh is your guy.

Damian & Laura G. · Calgary
10-year client

I went looking for a mortgage broker in Crowfoot and contacted Josh. My situation was complicated by the oil crisis: I had a second mortgage based on an assessment from the previous year that valued my home higher than the current assessment, so I no longer had 20% equity. Josh got both mortgages rolled into one with 0.2% less interest than CIBC's four-year offer — and I got that for five years. Really pleased with the result.

Calgary homeowner · Calgary
Refinance through the oil downturn

Ready to talk about a Calgary mortgage?

Two ways to start: book a call and we'll talk it through, or start the application online and I'll come back to you with what you qualify for. Neither pulls your credit until you say so.