Contact Josh Tagg
Have a question about your mortgage? Fill out the form and I'll get back to you quickly — or call, text, or email any time.
Reach me directly
- 📞 (587) 602-4844
- ✉️ [email protected]
- 📍 Head office: 223 14 St NW, Calgary, AB T2N 1Z6
Where I work
Calgary, Beltline, Kensington, Altadore, Aspen Woods, Tuscany, Saddle Ridge, Mahogany, Legacy, Airdrie, Chestermere, Cochrane and Okotoks.
What happens after you reach out
No pressure and no credit check to find out where you stand. Here is the whole process.
- 1
We talk first
A short call — usually 20 to 30 minutes, booked around your schedule rather than banking hours. We cover what you're trying to do, your timeline, and how you're paid. Nothing is pulled and nothing is committed.
- 2
I tell you what you actually qualify for
Including which parts of your income a lender will use and which they won't. If the honest answer is "wait six months" or "buy less house", you'll hear that too.
- 3
One application, the right lenders
You apply once. I take it to the lenders whose policies actually fit your income and your property — and bring back the best of what comes in, with the fine print explained.
- 4
Through to funding
Conditions, appraisal, insurance, lawyer. I stay on it to closing, and I'm still here at renewal — most of my clients are people I've now done two or three mortgages for.
Before you call
How quickly will I hear back?
Same business day in almost every case, and often within the hour. If you're only reachable at certain times — shift work, a rotation, a different time zone — say so in your message and I'll work to it.
Do I need to go into an office?
No. The whole process runs by phone, video and secure document upload — it's faster for you, and nothing in your file ever waits on somebody being at a desk. We don't run in-person appointments.
What should I have ready for the first call?
Nothing, honestly. If you want to move fast, having two years of T4s, your last two pay stubs and a rough idea of your down payment will let us get specific on the first call — but you don't need any of it just to talk.
Will you pull my credit when I contact you?
No. Credit is only checked once you've decided to move forward and have given permission. You can get a realistic sense of what you qualify for well before that point.
Prefer to just book a time?
Pick a time that works around your schedule and Josh will call you.